Healthcare Reform: Ending ObamaCare 3’s Top 3 Myths

In fact, some carriers now say they anticipate that up to 50% of small groups with 10 or fewer employees will leave their health insurance plan between 2014 and 2016. This will have a huge effect on everyone. They have group medical insurance, especially if they are in one of those small businesses that no longer have health insurance coverage.

Not only will the uninsured be affected by health reform, but everyone will be affected.

Health Care Reform Will Not Affect Medicare

Another myth is that health reform is not going to affect Medicare in any way. This is a little fun, because from the first moment, the most notable cuts were targeted specifically at the Medicare program. When you look at Medicare’s federal total, you can see that in 1970 Medicare represented 4% of the US federal budget. UU And by 2011, it had grown to 16 percent of the federal budget.

If we look at it over the past 10 years, from 2002 to 2012, Medicare is the fastest-growing part of the federal government’s major rights programs and has grown by almost 70% during that period.

Due to the size of Medicare and the speed with which it is growing, it is one of the top programs ObamaCare is trying to run so that it does not go bankrupt in the US. UU Medicare will be affected and, in fact, initial cuts in Medicare have already been set at about $ 716 billion.

Medicare Advantage plans –  Cuts and Effects

Out of the cut of $716 billion, the best Medicare Advantage plans program takes the most share, and you’ll see most of the impact. What this does is raise the premiums people pay for Medicare Advantage plans and reduce the benefits of those plans.

Increased Medicare Advantage Costs

Many people currently choose Medicare Advantage plans because they have zero awards. When given an option under Medicare plans, they see it as an easy option because it is a free program for them: “Of course, I get Medicare benefits, I pay nothing for it; why not.” You will now see Medicare premiums begin to rise and range from zero to $ 70, $ 80, $ 90, $ 100. We have seen this with some of the Blue Cross Medicare Advantage plans this year. It will get worse as we move forward.

For rates on Medicare advantage plans visit

Reduced Medicare Advantage Benefits

To minimize premium increases, what many Medicare Advantage plans will do is increase co-payments, increase deductibles, and change co-insurance rates.



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